Program 02
Sales-Based Financing
Junior capital underwritten on your revenue and future receipts.
Capital sized to your sales and bank deposits rather than hard collateral. Sales-based structures move quickly and can sit behind a senior lender to fill the gap a bank will not.
Underwritten on sales
Lenders evaluate consistent revenue and deposit history. For businesses without heavy fixed assets, this opens access to capital a traditional lender would decline.
Structured to fit the stack
Junior capital is negotiated with intercreditor terms that respect your senior lender, so new money supports — rather than threatens — existing relationships.
A path to lower-cost capital
We structure sales-based facilities with an eye on what comes next, positioning the business to refinance into longer-term, lower-cost debt as results allow.
Well suited for
- Service and asset-light businesses with consistent monthly sales
- Companies that need speed and cannot wait on a full bank process
- Filling the gap between senior availability and the total need
Now reviewing inquiries for the Q1 2027 Cohort.
No cost, no credit check, and no obligation. Our credit committee reviews every inquiry and contacts businesses that may be a fit to discuss eligibility.