Program 01
Asset-Based Financing
Senior capital collateralized by the assets you already own.
Revolving and term facilities secured by receivables, inventory, equipment, and real estate. Availability grows as your borrowing base grows, giving you working capital that scales with sales.
Built on a borrowing base
Advance rates are set against eligible receivables, inventory, and fixed assets. As sales grow, so does availability — without renegotiating the facility each time.
Flexible on profitability
Because the facility is underwritten primarily on collateral, there are no EBITDA minimums. Asset-based lenders can often lend where cash flow lenders cannot.
Replace or support your senior lender
An ABL facility can take out an existing bank line, refinance higher-cost debt, or sit alongside a junior lender in a coordinated capital stack.
Well suited for
- Manufacturers and distributors with significant A/R or inventory
- Companies outgrowing a bank line or facing tightened covenants
- Funding large orders, seasonal builds, or acquisitions
Now reviewing inquiries for the Q1 2027 Cohort.
No cost, no credit check, and no obligation. Our credit committee reviews every inquiry and contacts businesses that may be a fit to discuss eligibility.